Current financial circumstances have caused most people to shift their attention, from an accumulation focus to distribution planning, which represents a much different mindset than we’ve seen in the past and has created new challenges.

RETIRED? OR GETTING READY TO?

Whether you are already retired, or part of the 76+ million baby-boomers that are trying to “get prepared”, unquestionably the worldwide economic situation certainly leaves one’s retirement account (IRA, 401(k), 403(b), 457, etc.) in a constant state of fluctuation; and such an economic roller coaster ride can play both emotional and financial havoc.

ENSURE YOUR GOAL OF FINANCIAL "RETIREMENT" SECURITY

You may want to consider a “Retirement Income Longevity Analysis” to help you better minimize your financial risk and ensure your goal of financial “retirement” security. Moreover, you may want to consider (where relevant) combining all retirement accounts together—such as multiple IRA’s or any 401(k) or 403(b) you left behind with a previous employer, into a single IRA. We are familiar with possible advantages to you of consolidating these accounts that you may not have considered, which we are happy to share with you.

ARE YOU 59+ YEARS OLD?

Did you know that if you are age 59+, and currently participate in an employer-sponsored 401(k) plan, you are usually permitted to tap into some or all of your 401(k) money before retirement via a tax-free ‘trustee-to-trustee’ transfer? If your employer’s retirement documents provide this option, it can be a phenomenal redistribution method of guaranteeing* future “lifetime” financial security for yourself.

By implementing this redistribution provision into your retirement portfolio—while still working, or even right at or long after retirement—you can forever preserve and protect your accumulated account value by removing the possibility of minimizing your retirement income due to a market meltdown; this can even help reverse the tide of poor past performance.

RETIREMENT INCOME LONGEVITY ANALYSIS

So, whether you are currently retired or preparing for retirement, I would like to offer you a “Retirement Income Longevity Analysis” of all of your retirement funds [IRA, 401(k), 403(b),457, etc.].

A personalized review, and assessment, can help you compare whatever you are currently doing against the available alternatives, which could make a significant difference in the amount and longevity of your retirement income.

As very few advisors focus exclusively on preservation of wealth and retirement distribution planning, I believe this offer can be of great value to you.

Call (425) 827-9225 or 1-800-285-3373, or you can email info@CapitalEnhancement.com, to arrange an appointment for us to get together; I am confident you will be glad you did.

*Guarantees are subject to the claims paying ability of the underlying insurance company