AN IN-DEPTH ESTATE PLANNING DOCUMENT REVIEW
Are your death documents (Will or Living Trust) up to date? Various surveys indicated that the majority of adults either do not have a will, or their current will is outdated. In either case, heirs could be left without proper direction to divide the estate. And what about Advanced Directives for your own peace of mind. This article gives you some useful ideas on how to make sure you are well prepared.

THE IMPORTANCE OF UPDATED BENEFICIARIES
If you died today, would your estate be distributed exactly how you wished it to be? This article will help you to make sure that you have considered all the possible beneficiary contingencies you should; and to make sure everything is coordinated.

RETIREMENT INCOME LONGEVITY ANALYSIS
Current financial circumstances have caused most people to shift their attention from an accumulation focus to distribution planning, which represents a much different mindset than we’ve seen in the past and has created new challenges, new concepts, and new products. Here are a few things to consider to potentially help you be better prepared.

MINIMIZE THE LOSS OF RETIREMENT INCOME AT THE FIRST ONE’S DEATH
If both spouses are retired, a common concern the surviving spouse often has is: with the loss of one Social Security check, and often the loss or decrease of the deceased spouse's retirement income, “Will I have enough money to live on?” This article reviews various options to make up for any unplanned possibilities.

BETTER UNDERSTANDING YOUR SOCIAL SECURITY BENEFITS
Since the Social Security Administration no longer sends out annual statements, how do you calculate your Social Security benefits?

YOUR FUNERAL ARRANGEMENTS
Those left behind often face more than grief the first few days from the departed. One of the first difficult tasks immediately facing the family of the deceased is that they must come to a quick and amiable agreement as to the funeral arrangements and services. Here's how to solve those problems ahead of time.

THE FAMILY “ESTATE PLANNING” DILEMMA
A parable to show how experience and horse sense go a long way to solving many estate planning problems.

HOW TO FINANCIALLY PROTECT YOURSELF SHOULD YOU BECOME DISABLED
While statistics may vary as to how many, and at what ages it occurs, many people during their working years will experience a loss of income, due to an accident or major health impairment—some for weeks, many for months, and a surprisingly large percentage for one year or more. Find out how to protect yourself.

A COMPREHENSIVE ESTATE AND RETIREMENT CHECK-UP (VIDEO)
In a minute and a half, you are introduced to Raymond L. Adams, CFP®, ChFC, CLU, RHU, who extends to you an invitation for a comprehensive estate and retirement check-up consultation—no strings attached.

FIVE WAYS TO MANAGE LONG TERM EXPENSES (VIDEO)
The possibility of most retirees needing some type of long term care assistance, at some point in their life, is rather compelling. This video reviews five options to minimize these out-of-pocket expenses.

A GIFT TO POSTERITY: A "FAMILY BANK" (VIDEO)
This video shows in detail how many retirees have been able to instantly generate an enhanced sum of money, which ultimately will fund a “Family Bank,” immediately at their time of death—for the education of their grandchildren; a special needs loved one; or a generational family retirement income account.

FOUR WAYS TO PAY ESTATE TAXES (VIDEO)
If your family will owe estate taxes when you die, take three minutes to see how a single lady, and a married couple, after having consulted with their respective attorney and accountant, have prepared to help their family pay the Estate Taxes due at their death—at a significant discount.

YOUR LIFE INSURANCE POLICY COULD DIE BEFORE YOU DO (VIDEO)
If you have a Universal Life insurance policy, even after years of faithfully paying your life insurance premiums, your life insurance policy may not pay out when you die. This video uncovers this common problem, and shows how it is easily solved if caught in time.

HOW YOU CAN LIVE ON MORE, LEAVE MORE, OR BOTH (VIDEO)
This video shows how many people have increased their monthly retirement income without decreasing the amount to be left to their loved ones, and still maintained a nest egg for their own potential long term care needs.

THE LEAST EXPENSIVE WAY! TERM LIFE INSURANCE: CHEAPER NOW THAN EVER BEFORE (VIDEO)
In less than two minutes, this video illustrates how most people between the ages of 25-65 can provide their loved ones the benefit of financial security through life insurance at a lower cost than ever before, or maybe exchange what they have for more.